What is catalogue credit?

Do you have a large purchase and want to make it more affordable? Catalogue credit is one of the options available for buyers that need an instant purchase. Are there any downsides to buying on an account? Let’s find out more!

Catalogue credit defined

Catalogue credit is one way to purchase goods that allows you to pay later. Buyers can order their products via post and choose to pay on a weekly or monthly basis. All you need to do is get a catalogue, place an order, and pick your preferred payment type. Decides, you can get these from an agent that earns commission from each product sold.

How does it work?

Once you obtain a catalogue credit, you need to make the regular payments over the defined period. Littlewoods and Grattan are some of the companies that offer this type of service. 

However, make sure to check the terms and conditions before agreeing. There might be hidden fees for late or missed payments.