Credit cards are one of the available credit line loans. You can easily use them for purchasing goods and services. If you have encountered 0% purchase credit cards, you might think that this is too good to be true.  How do 0% purchase credit cards work? This type of credit […]

A HELOC is similar to a credit card. You have the fund available and can use them at any time. The difference is that in case of missed payments, your home is the guarantee for the loan. The interest traits tend to be flexible, as they depend on the economy.  […]

In one of our previous posts, we discussed student loan forgiveness. When you accumulated a mountain of debt, this seems like the ultimate solution. The truth is that forgiveness programs are prone to changes, making it challenging to have your debts erased.  How does student loan forgiveness work? Student loan […]

Student debt is one of the massive problems for graduates. Many try to solve it with student loan refinancing. Besides, we explain how it works and the main difference between consolidation and refinancing.  How does refinancing work?  Refinancing of student loans means that you get a new private loan to […]

Undergrads will pay for college around $30,000. While securing your future with proper education, you know that you accumulate debt. Before you get your student loan, there are a few things that you should know. Read on and find out more! Basics of student loans Federal student loans are a […]

There are a few different types of cashback credit cards so that anyone can fit the thing that suits their needs. They offer additional bonuses, rates, and conditions, so make sure to know them better before making a final decision. Flat-rate cash back cards give you the same cashback rate […]

Do you want to get a cashback card, but not sure which one? These are some of the top picks that come with their range of benefits.  Chase Freedom Unlimited offers an interest-free period of 15 months. New users can earn 200$ for spendings of 500$ in the first three […]

In our previous post, we already explained the basics of cashback cards. They offer a convenient experience while helping you make some extra cash from your regular purchases. What are the pros and cons of having cashback cards? Find out more! Pros Every purchase earns you money. Some companies offer […]

People spend money every day to satisfy their needs. We buy food, clothes, hygiene products, pay rent, bills, and other necessary costs. But, not many know that you can earn while spending. How can this be possible? What is a cashback credit card? Cashback credit cards were made to help […]

We already brought out the advantages of personal loans in our previous posts. When you want to get one, keep in mind that the credit score will impact the interest rates. How to improve your credit score to get approved for a loan with lower interest? Pay your utility bills […]

Unlike other types of loans, a personal loan doesn’t require you to justify and explain the purpose. You take your money and spend it on whatever you like. However, this can result in overspending and accumulating debt. In which cases is it better to get a personal loan? Situations in […]

A personal loan is usually unsecured and based on your income. Since they come with low-interest rates, you might feel tempted to get one. Here are a few things that you should know! Credit score matters The personal loan doesn’t include collateral, so this means that the credit score is […]

When presented with lots of financing options, you might feel overwhelmed. Each one comes with its pros and cons, so you should make a final decision that matches your needs. When comparing personal loans and credit cards, which one is better? Personal loan vs. credit card The difference between these […]

Getting approved for a mortgage isn’t simple. You need to undergo a screening process, where lending companies and institutions will assess your lending power. In addition, we suggest a few ways to secure your approval.  Credit score Before you apply, check your credit score. If there are any errors, make […]

We already discussed the pros and cons so that you can make the right decision. Are there any hidden tricks that you should know?  Don’t consider the interest rate only When you are looking for offers from different mortgage companies, all of them will try to trick you with low-interest […]